Medicare is health insurance for people 65 or older.
You may be eligible to get Medicare earlier if you have a disability, End-Stage Renal Disease (ESRD), or ALS (also called Lou Gehrig’s disease).

Medicare consists of four programs:
1. Hospital Insurance (Part A)
2. Supplementary Medical Insurance (Part B)
3. Medicare Advantage (Part C)
4. Medicare Prescription Drug Benefit (Part D).
The term “Original Medicare” is made up of Parts A & B of Medicare, on average these two programs cover 80% of your health care costs
Because the Original Medicare program only covers 80% of your healthcare costs, we have to add additional insurance products. The options available are Medicare Supplement plans with a Prescription Drug plan, OR a Medicare Advantage plan.

Navigating the world of Medicare can be complex, but you don’t have to go it alone.
That’s what I’m here for!
Whether you are considering a Medicare Supplement plan or a Medicare Advantage plan
I promise no question about insurance is a dumb question! I’m here to help. Your health and well-being are important, and understanding your insurance options is a crucial part of that.
Reach out with your questions—empower yourself with knowledge and confidence when making decisions about your health coverage.
Let Miss Katie Your Insurance Lady help you with your insurance needs!

What people are saying
Trudi D.
“What a great help! Katie helped me figure out how to get the Part D plan and how to figure the penalty because I didn’t sign up when I started on Medicare. I wish I had had such a knowledgeable agent when I went on Medicare; I would not have been in the position to have to take the penalty. Thank you, Katie!”
Matthew S.
“Katie did a great job educating me on an affordable Medicare supplement plan. It was extremely easy and cost nothing out of pocket. The small payments come directly from my benefits.
Highly recommend”
Jill C.
“Katie helped my parents with new insurance. She is knowledgeable, helpful and patient. Highly recommend!!.”
Bob D.
“Katie is knowledgeable, friendly, and professional. She navigated Medicare for me and alleviated all of my trepidation about a system that seemed to difficult for me to ever fully comprehend. I recommend her without any reservations. ![]()
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