Express Your Wishes
Just as trusts and wills each serve a purpose, so does correctly securing money for a prearrangement.
These funds are specifically designated for your end of life wishes. We understand that it is not easy to discuss with your loved ones nor is it a task we are anxious to do. However, taking some time now will give your family peace of mind and you will rest assured.
Expressing your preferences begins here … with clear and loving communication.
Prefunding Benefits
- Relieves your family of an emotional and financial burden
- Various payment plans with no rate increases
- Opportunity to lock in funeral cost at today’s prices
- May be excluded from assets for Medicaid benefits, depending on the laws in your state
- Most states allow policy transferability to another funeral home
- By selecting your service at today’s prices, inflation is minimized
- Complimentary Death Away from Home Benefit available in most states
- Final arrangements are kept on file at the funeral home and may be changed at any time
Why Prefund through life insurance?
A prearranged funeral celebration is funded through the purchase of a whole life insurance policy issued by United Heritage Life Insurance Company.
The specialized insurance policy has growth value, which means the benefit will increase over time to pay for end of life arrangements.
The benefit and growth may be tax-free depending on the laws in your state.
Schedule your appointment below
- Smith Funeral Chapel’s Downtown Location 925 S 27th ST Billings Montana 59101
- Smith Funeral Chapel’s Westend Location 304 34th ST West Billings Montana 59102
- Smith Funeral Chapel’s Laurel Location 315 E 3rd ST Laurel MT 59044
Reviews
Emily P.
“Let me start by saying this women is absolutely the BEST at what she does! I had an opportunity to work with Katie to get my funeral planned and paid for so in the event something happens to me everything is taken care of. Ensuring my family and friends don’t have to deal with all of this while they are trying to grieve is an unprecedented feeling for me.
This is one of the easiest and hardest decisions to make and it’s all within my control. No one likes to talk about it (loss) AND Katie holds space for people to plan something that will make a very difficult process so much easier on family. She allowed me time, knowledge, options and compassion to think and talk about the uncomfortable things that will give my children, sister, friends and parents the space they need and a plan so they don’t have to guess. This is the biggest gift I can offer at a time when I can no longer give. No matter how old you are I highly recommend you work through this process with Katie for yourself and your loved ones! If you’re anything like me you will feel a great sense of peace and satisfaction knowing this burden is not left to your family! 
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Val J.
“Miss Katie your insurance lady! Really knows her stuff! She’s patient, knowledgeable, and loves to help people who want to know more.”
Niko C.
“Katie is the best person to get help from! She is knowledgeable and guides you the right direction. She is awesome and someone you can trust.”
Jill C.
“Katie helped my parents with new insurance. She is knowledgeable, helpful and patient. Highly recommend!!”
Meet with Katie at a Smith Funeral Chapel location near you!
Free opportunity to learn more, and just for coming in you will get a preplanning guide to help you gather all of your important details in one place.
Miss Katie Your Insurance Lady 